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iceice View Drop Down
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Joined: 01 February 2012
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Direct Link To This Post Topic: Home Loan...Which Bank Ya....?
    Posted: 26 September 2019 at 10:26am
Hello....

I perlukan advise. I baru beli rumah dari PKNS last week. Rumah dah siap sumer
Flat murah je...This is my first purchase. Skang ni I tgh nak shop around utk bank. Ingat nak guna RM15K dari EPF utk downpayment dan balance loan dari bank. Persoalannya....bank apa skang yg MUDAH dan CEPAT dan TAK BYK SONGEH? I ni dulu ada history skit tapi skang dah clear everything....
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cabbagemint View Drop Down
Local Groupie Gang
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Joined: 12 July 2012
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Direct Link To This Post Posted: 30 September 2019 at 10:10pm
Originally posted by iceice iceice wrote:

Hello....

I perlukan advise. I baru beli rumah dari PKNS last week. Rumah dah siap sumer
Flat murah je...This is my first purchase. Skang ni I tgh nak shop around utk bank. Ingat nak guna RM15K dari EPF utk downpayment dan balance loan dari bank. Persoalannya....bank apa skang yg MUDAH dan CEPAT dan TAK BYK SONGEH? I ni dulu ada history skit tapi skang dah clear everything....
Dah Cuba apply under yayasan ihsan rakyat ke?sebab yir ni Tak susah untuk apply and proses pun mudah je.
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popo90 View Drop Down
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Direct Link To This Post Posted: 30 September 2019 at 10:13pm
Originally posted by iceice iceice wrote:

Hello....

I perlukan advise. I baru beli rumah dari PKNS last week. Rumah dah siap sumer
Flat murah je...This is my first purchase. Skang ni I tgh nak shop around utk bank. Ingat nak guna RM15K dari EPF utk downpayment dan balance loan dari bank. Persoalannya....bank apa skang yg MUDAH dan CEPAT dan TAK BYK SONGEH? I ni dulu ada history skit tapi skang dah clear everything....
Kalau apply dengan bank confirm lambat untuk u punya approval and belum tentu lagi loan lepas. Cuba untuk cari alternatif lain selain bank tapi jangan sampai terkena dengan ahlong pulak 
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popo90 View Drop Down
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Direct Link To This Post Posted: 30 September 2019 at 10:16pm
Originally posted by cabbagemint cabbagemint wrote:

Originally posted by iceice iceice wrote:

Hello....

I perlukan advise. I baru beli rumah dari PKNS last week. Rumah dah siap sumer
Flat murah je...This is my first purchase. Skang ni I tgh nak shop around utk bank. Ingat nak guna RM15K dari EPF utk downpayment dan balance loan dari bank. Persoalannya....bank apa skang yg MUDAH dan CEPAT dan TAK BYK SONGEH? I ni dulu ada history skit tapi skang dah clear everything....
Dah Cuba apply under yayasan ihsan rakyat ke?sebab yir ni Tak susah untuk apply and proses pun mudah je.
Yayasan ihsan rakyat ni pun ok jugak kalau u nak apply sebab ramai dah apply loan dengan yir ni. Beza dengan yang lain sebab tempat lain proses lambat sangat.
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cabbagemint View Drop Down
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Joined: 12 July 2012
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Direct Link To This Post Posted: 30 September 2019 at 10:18pm
Originally posted by popo90 popo90 wrote:

Originally posted by iceice iceice wrote:

Hello....

I perlukan advise. I baru beli rumah dari PKNS last week. Rumah dah siap sumer
Flat murah je...This is my first purchase. Skang ni I tgh nak shop around utk bank. Ingat nak guna RM15K dari EPF utk downpayment dan balance loan dari bank. Persoalannya....bank apa skang yg MUDAH dan CEPAT dan TAK BYK SONGEH? I ni dulu ada history skit tapi skang dah clear everything....
Kalau apply dengan bank confirm lambat untuk u punya approval and belum tentu lagi loan lepas. Cuba untuk cari alternatif lain selain bank tapi jangan sampai terkena dengan ahlong pulak 
Bank memang lambat plus ramai jugak orang apply kat bank that why la service pun slow je. Belum lagi nak tengok rekod kewangan bagai,pastu belum tentu lagi lulus.
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Ryeonism View Drop Down
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Joined: 21 March 2012
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Direct Link To This Post Posted: 04 October 2019 at 10:07am
jangan cuba 1 bank. kena cuba byk bank. mcm cimb senang nak lulus. tapi interest tinggi. so far yang rendah maybank. tapi cukup susah nak dapat.
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Ryeonism View Drop Down
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Direct Link To This Post Posted: 04 October 2019 at 10:18am
Originally posted by popo90 popo90 wrote:

Kalau apply dengan bank confirm lambat untuk u punya approval and belum tentu lagi loan lepas. Cuba untuk cari alternatif lain selain bank tapi jangan sampai terkena dengan ahlong pulak 

kalau tak nak pakai cepat tak pe kot buat loan dgn bank, lulus je lu x de ccris. betul, yang penting jangan kena ahlong. cari betul - betul atau pun pergi ke pejabat.
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Ryeonism View Drop Down
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Direct Link To This Post Posted: 04 October 2019 at 10:27am
Originally posted by popo90 popo90 wrote:

Yayasan ihsan rakyat ni pun ok jugak kalau u nak apply sebab ramai dah apply loan dengan yir ni. Beza dengan yang lain sebab tempat lain proses lambat sangat.


pernah dengar jugak pasal loan tu, cuma tak pernah la apply sbb boleh apply dgn bank. interest dia mcm mn?
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popo90 View Drop Down
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Direct Link To This Post Posted: 05 October 2019 at 9:27am
Originally posted by Ryeonism Ryeonism wrote:

Originally posted by popo90 popo90 wrote:

Yayasan ihsan rakyat ni pun ok jugak kalau u nak apply sebab ramai dah apply loan dengan yir ni. Beza dengan yang lain sebab tempat lain proses lambat sangat.


pernah dengar jugak pasal loan tu, cuma tak pernah la apply sbb boleh apply dgn bank. interest dia mcm mn?
Profit rate untuk yir Ni from 6.5% to 9.99% based on you punya profile credit
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popo90 View Drop Down
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Direct Link To This Post Posted: 05 October 2019 at 9:28am
Originally posted by Ryeonism Ryeonism wrote:

Originally posted by popo90 popo90 wrote:

Kalau apply dengan bank confirm lambat untuk u punya approval and belum tentu lagi loan lepas. Cuba untuk cari alternatif lain selain bank tapi jangan sampai terkena dengan ahlong pulak 

kalau tak nak pakai cepat tak pe kot buat loan dgn bank, lulus je lu x de ccris. betul, yang penting jangan kena ahlong. cari betul - betul atau pun pergi ke pejabat.
Itu kalau u xnak pakai cepatlah, tapi kalau nak cepat boleh je apply dengan Yir ni.
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